AT&T Cell Phone Insurance Plans a Rip-off

at&t cell phone insurance a waste of moneyIf you are using AT&T for your Mobile service as we have  in the past at JHB, we want to help you avoid a mistake we made; purchasing one of their individual  cell phone insurance plans.  It is a not just a waste of money but a total rip off!

When we signed with AT&T for my company’s cell service and phones, I opted for the insurance on the individual phone instruments, which seemed very reasonable at a rate of about $7/month.  When my six month old Blackberry  developed a crack in the casing after it was dropped, I called AT&T about filing a claim through the insurance.  They informed me there would be no problem filing the claim and getting a replacement but there was a deductible.  No problem, I thought, because I expected that I might have to pay a small, reasonable deductible of maybe $25 or $50.  Boy was I wrong!  The deductible instead was TWO HUNDRED DOLLARS!  However if I wanted to sign up for their service for another 2 years…yes, you know the routine…I could get a new phone that way….

Two things that I have learned from this experience ; 1)Don’t take AT&T’s cell phone insurance plans-  are a total scam 2) Next time AT&T cries for less regulation from Congress or the legislature in my home state of Florida I intend to write my representatives and insist that they push for MORE regulation – not less!


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